Home improvement

Insulation

Insulation is usually the first thing an installer will look at. Get the fabric of your home right and every other upgrade works harder.

Typical install
1–2 days
Disruption
Low
Funding routes
Most common
Loft insulation laid between timber joists in a UK home

A home that holds its warmth for longer

Fewer cold spots and draughts

Often a requirement before other measures are funded

Usually quick to install with limited disruption

The basics

What insulation actually does

Insulation slows down the heat escaping through your loft, walls and floors. It is often the first improvement recommended, because a warmer building fabric makes every other upgrade work better.

This is likely to suit you if…

  • Your loft has little or no insulation
  • Rooms feel cold soon after the heating goes off
  • You have unfilled cavity walls or solid walls
  • You are planning a heating upgrade later

Your options

Types of work an installer may recommend

Which option suits you depends on your property's construction, age and condition. A survey confirms what is possible.

Loft insulation

Mineral wool or similar laid between and over the joists.

Cavity wall insulation

Insulating material injected into the gap between two brick layers.

Solid wall insulation

Applied internally or externally where there is no cavity.

Underfloor insulation

Fitted beneath suspended timber floors.

Insulate before you upgrade the heating

Most funded programmes ask for a well-insulated home before they will support a new heating system. Doing the fabric first also means the system you install can be smaller and cheaper to run.

Step by step

How the journey usually runs

  1. 1

    Initial eligibility check

  2. 2

    Property survey by your chosen installer

  3. 3

    Confirmation of funding by the scheme or funder

  4. 4

    Installation and post-work checks

Paying for it

Funding routes that may apply

Funding is never guaranteed. These are the routes most often used for this type of work in the UK.

Energy supplier obligation schemes

Local authority delivered programmes

Nation-specific home energy programmes

Schemes that can cover insulation

OpenEngland, Wales

Home Warmth Support Scheme

A sample obligation-style scheme offering insulation and heating improvements to households meeting income or benefit-related criteria.

Who it may suit: Lower-income households and certain benefit recipients in less efficient homes.

InsulationHeatingVentilation

Last reviewed: [Last reviewed date]

LimitedEngland

Council Retrofit Partnership

A sample local authority delivered programme improving whole homes in specific postcode areas.

Who it may suit: Households within targeted areas, subject to property and income criteria.

InsulationSolarWindows and doors

Last reviewed: [Last reviewed date]

OpenScotland

Warmer Homes Support (Scotland sample)

A sample Scotland-only programme offering advice, funding and in some cases interest-free loans.

Who it may suit: Scottish households meeting income, benefit or property-condition criteria.

InsulationHeatingHeat pumps

Last reviewed: [Last reviewed date]

Under reviewNorthern Ireland

Affordable Warmth Support (NI sample)

A sample Northern Ireland programme delivered with councils for lower-income households.

Who it may suit: Northern Ireland households below a defined income threshold.

InsulationHeatingWindows and doors

Last reviewed: [Last reviewed date]

ClosedEngland, Scotland, Wales

Social Housing Improvement Fund

A sample fund supporting improvements to social housing stock, applied for by the landlord.

Who it may suit: Social landlords improving lower-rated properties. Tenants cannot apply directly.

InsulationSolarHeating

Last reviewed: [Last reviewed date]

Initial results are indicative only. Final eligibility and funding are subject to checks by the relevant scheme, authority, funder or installer.

Be prepared

Questions worth asking an installer

  • Which type of insulation suits my property construction?

  • Will ventilation need to be improved at the same time?

  • What guarantee comes with the work?

  • Who handles the funding paperwork?

Every installer listed with us is checked for accreditation and insurance before they appear in your matches.

Questions

Common questions

Well-designed insulation is installed alongside adequate ventilation. A survey should check moisture risk before any work starts.

Read next

Related advice

A street of typical UK homes
Getting started

How home-improvement grants work

Who funds these schemes, why criteria differ across the UK, and what actually happens between applying and installation.

6 min read

Loft insulation between joists
Improvements

Grants for insulation

Why insulation is usually first in the queue, and which types tend to be supported.

5 min read

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See what funding may apply to your home

A free check takes a couple of minutes, never affects your credit score, and shows the schemes and installers relevant to your postcode.